Strong Business Growth
Wawasan Cojaya (Tambadana), a loan originator available on Loanch, has published its audited financial results for 2025. The company reported revenue of €36.6 million and a net profit of €1.9 million, alongside significant expansion of its loan portfolio.
Audited Financial Results
According to information published by Loanch, the financial statements received an unmodified audit opinion, meaning the auditor did not express a qualified opinion on the financial statements presented.
Key Financial Figures
| Metric | 2025 | 2024 |
|---|---|---|
| Revenue | €36.6 million | €5.5 million |
| Net profit | €1.9 million | €0.5 million |
| Net loan receivables | €22.1 million | €4.6 million |
| Total assets | €26.7 million | — |
The results show rapid expansion of Tambadana's business during 2025. Revenue increased more than sixfold, while net profit rose from approximately €0.5 million to €1.9 million.
What Does This Mean for Investors?
Positive financial results and revenue growth are important indicators when assessing a loan originator whose loans are offered through a P2P investment platform. The fact that the published financial statements have been audited provides an additional level of financial transparency.
At the same time, net loan receivables increased from €4.6 million to €22.1 million. This reflects significant expansion of the lending business, but also makes the quality of the growing loan portfolio and the level of overdue loans important indicators to monitor.
Investor Impact
Financial Performance: ↑
Tambadana ended 2025 with a net profit of €1.9 million on revenue of €36.6 million. This represents a significant improvement compared with approximately €0.5 million in profit reported for 2024.
Credit Exposure: ↑
Net loan receivables reached €22.1 million, compared with €4.6 million a year earlier. Rapid expansion increases the importance of portfolio quality, overdue loans and the lender's ability to manage credit risk effectively.
Important: Positive profitability and audited financial statements do not eliminate credit risk. Past financial performance does not guarantee future results, and investments in P2P loans may result in a partial or complete loss of invested capital.
Impact on the P2P Investitor Score
Positive signal, but no automatic change to the Score. Revenue growth, positive profitability and audited financial statements improve the level of financial transparency surrounding the loan originator. However, any change to the assessment should also consider factors such as capitalisation, leverage, loan portfolio quality, overdue loans and the company's ability to service its obligations.
This material is for informational purposes only and does not constitute investment advice.