How the campaign works
Investors deposit new funds and invest them in eligible Tambadana instalment loans. The cashback rate is determined by the investment date and ranges from 1% to 3%.
Practical benefit
The campaign can increase the effective return on the qualifying amount. The highest bonus is available during the first ten days of September, but it does not change the underlying investment risk.
Cashback rates
| Investment period | Cashback |
|---|---|
| 1–10 September 2026 | 3% |
| 11–20 September 2026 | 2% |
| 21–30 September 2026 | 1% |
The applicable rate is determined by the investment date. A qualifying €5,000 investment made between 1 and 10 September would earn €150 in cashback, while the same amount invested between 21 and 30 September would earn €50.
Who can take part
The campaign is open to new and existing investors with an active and fully verified Loanch account.
- The minimum net qualifying amount is €500.
- The maximum cashback is €800 per investor.
- Only new funds transferred from an external bank account held in the investor’s name qualify.
- Investments must be made in Tambadana loans with at least 90 days remaining until maturity.
- The no-withdrawal period runs from 28 August through 1 December 2026.
- Cashback will be calculated on 7 December and is scheduled for payment on 10 December 2026.
Existing balances, repayments, repurchase proceeds, internal transfers and previously received bonuses do not count as new deposits.
What this means for investors
Cashback is an additional incentive, but it should not be the sole reason for investing. The availability of eligible loans is not guaranteed, and investors should separately assess credit risk, liquidity, maturity and the financial position of the loan originator.
Investor Impact
Additional return: ↑
Qualifying investments may receive a bonus of between 1% and 3%, with the highest rate applying to investments made from 1 to 10 September.
Liquidity and control: ↓
External withdrawals made through 1 December proportionally reduce the qualifying amount. If withdrawals equal or exceed that amount, no cashback is payable.
Important: Cashback does not remove credit risk or guarantee a return. P2P investments are not bank deposits and may result in a partial or total loss of the invested capital.
Impact on the P2P Investitor Score
No change to the Score. The promotional cashback is a temporary bonus and does not by itself change any measurable criterion in the platform assessment methodology.
This article is for informational purposes only and does not constitute investment advice.