Step-by-step check in the ESMA register: legal entity, licence, regulator, authorised services and cross-border activity.
How to Check Whether a P2P Platform Is Licensed in the EU?
P2P regulations
Current regulatory developments, ECSPR requirements and decisions by European supervisory authorities affecting P2P investors.
ECSPR vs MiFID II: What’s the Difference and What Does It Mean for P2P Investors?
ECSPR and MiFID II are two of the most important European regulatory frameworks that investors may encounter when using P2P and other investment platforms. Although both introduce rules for investor protection, they regulate different services and should not be treated as interchangeable licences.
ESMA Updates National ECSPR Requirements
On 27 July 2026, ESMA updated its EU-wide reference on the national application of Regulation (EU) 2020/1503. The document covers accepted KIIS languages, national marketing rules, eligible company types and complaint procedures.