Loanch announced that it has paid more than €2 million in interest to investors since its launch in 2023. The platform specifies that this amount includes only interest actually paid, excluding cashback, promotional bonuses and other rewards.
Key Details
- More than €2 million in total interest paid;
- the platform has been operating since 2023;
- the figure includes only interest actually paid;
- cashback and promotional bonuses are excluded;
- listed lending partners: Tambadana and AhaPay.
€2 Million in Interest Paid Since Launch
Since its launch in 2023, Loanch has provided investors in eligible European markets with access to euro-denominated investment opportunities through its lending partners.
Surpassing €2 million in interest paid marks an important milestone for the platform. The company specifies that the figure reflects interest payments actually made to investors, rather than total investment volume or expected future returns.
Loanch's listed lending partners include Tambadana and AhaPay.
What Does This Mean for Investors?
Cumulative interest payments are an indicator of the platform's activity and the payments made to investors. However, this figure alone is not sufficient to draw conclusions about Loanch's reliability or future returns.
For a more comprehensive assessment, investors should also consider the quality of the loan portfolio, arrears, potential losses from unpaid loans, the financial position of lending partners and the terms of any buyback arrangements, where applicable.
Loanch's Position
Loanch CEO Przemysław Paweł Januszaniec describes the result as an important indicator of the scale the platform has achieved since its launch. According to him, the company will continue to focus on transparency, improving the investment experience and expanding access to alternative investment opportunities.
Investor Impact
Interest Paid: ↑
Surpassing the €2 million mark is a positive sign of realised investment activity and interest payments made to investors.
Credit Risk: →
Historical interest payments do not guarantee future payments. Risk depends on Loanch and on the financial position and portfolio quality of its lending partners.
Important: Interest paid is not equivalent to net returns after potential losses, arrears and taxes. P2P investments are not bank deposits and carry a risk of partial or total loss of invested capital.
Impact on the P2P Investitor Score
No change to the Score based on this news alone. Surpassing €2 million in interest paid is a moderately positive indicator of realised activity, but it is not sufficient on its own to assess credit risk or the financial stability of the platform and its lending partners.
This material is for informational purposes only and does not constitute investment advice.