FF Forest has announced the upcoming launch of 3Pine Forest – a new platform that, according to the announcement, will operate under BaFin supervision from October. The transition includes new onboarding for all clients, a change to the banking details on 24 September, and lower expected returns compared with the current FF Forest offering.
Key Changes
- 3Pine Forest will gradually take over future investment opportunities;
- banking details will change on 24 September;
- all clients must complete new onboarding, identity verification, and accept the new T&Cs;
- expected returns will be lower than those currently available through FF Forest;
- FF Forest will continue servicing existing projects and publishing new projects during September;
- 3Pine Capital S.à r.l. provides a separate structure for professional and qualified investors.
Key Parameters
| Parameter | Change at FF Forest / 3Pine Forest |
|---|---|
| New platform | 3Pine Forest – according to the announcement, it will operate under BaFin supervision |
| Banking details change | 24 September 2026 – current banking instructions must be used |
| Onboarding | New onboarding, identity verification, and acceptance of the new T&Cs for all clients |
| Returns | Expected returns will be lower than those currently available through FF Forest |
| FF Forest status | Continues servicing existing projects and publishing new projects during September |
| Professional investors | 3Pine Capital S.à r.l. through Black Manta Capital Partners |
Banking Details Change on 24 September
According to the FF Forest / Circlewise announcement, the banking instructions will change on 24 September.
Investors should remove previously saved payment details and, when making a new transfer, use only the banking instructions currently displayed or officially provided by FF Forest / 3Pine Forest.
New Onboarding for All Clients
The transition to 3Pine Forest requires new onboarding for all clients, including existing FF Forest investors.
The process includes new identity verification and acceptance of the new Terms & Conditions. Detailed instructions for the process will be provided before the launch of the new platform.
What Happens to FF Forest?
FF Forest will not close immediately. According to the announcement, the platform will continue servicing existing projects and obligations.
New projects will continue to be published during September under the existing terms and will remain available until fully funded. After that, new investment opportunities will gradually be directed to 3Pine Forest.
For a certain period, both platforms will operate in parallel while the transition takes place.
Lower Expected Returns
Expected returns at 3Pine Forest will be lower compared with the current returns available through FF Forest.
According to the announcement, loyal clients will receive special transition conditions, while the benefits of the existing loyalty programme will be preserved.
The specific terms and parameters of future investment opportunities will become clear with the official launch of 3Pine Forest.
3Pine Capital for Professional Investors
Alongside 3Pine Forest, a separate structure – 3Pine Capital S.à r.l. – is being developed for professional and qualified investors.
According to the announcement, the structure uses a Luxembourg securitisation framework for investments in assets backed by forest assets. Eligible investors can currently access it through Black Manta Capital Partners, while direct onboarding through 3Pine Capital is planned from October.
What Does This Mean for Investors?
The transition requires investors to follow the platform's current instructions and complete the new onboarding if they want to participate in future investments through 3Pine Forest.
Future investments are expected to offer lower returns compared with the current FF Forest offering, while existing FF Forest projects will continue to be serviced during the transition period.
Investor Impact
Regulatory Framework: Change
3Pine Forest is presented as a platform that will operate under BaFin supervision from October. This changes the regulatory framework compared with the current FF Forest structure.
Returns: ↓
According to the announcement, expected returns at 3Pine Forest will be lower than those currently available through FF Forest.
Important: The transition to 3Pine Forest includes new onboarding, changes to banking details, and different future investment terms. Investors should verify the current official instructions before making a bank transfer. Investments in illiquid alternative assets carry a risk of partial or total loss of invested capital.
Impact on P2P Investitor Score
No change to the Score at this time. The transition is still pending, and there is not yet sufficient information about the actual operation of 3Pine Forest, future investment opportunities, and final terms. The Score will be reviewed after the launch of the new platform and once sufficient information about its operations becomes available.
This material is for informational purposes only and does not constitute investment advice.