TWINO has added an option that automatically moves eligible repayments received in the Main Wallet to the FLEXI wallet. The feature is designed to put returned funds back to work sooner without requiring investors to transfer them manually.

What changed?

Investors can now enable a setting that routes eligible repayments from the Main Wallet to FLEXI automatically instead of moving those funds manually.

How the feature works

Once the setting is enabled, the system identifies eligible repayments in the Main Wallet and directs them to FLEXI. Only funds that meet the product’s eligibility requirements are transferred automatically.

The practical benefit

The automation can reduce the time repaid funds remain uninvested. It may be useful for investors who want their available balance to move automatically into TWINO’s more flexible investment product.

What this means for investors

The automatic transfer simplifies cash-flow management, but it does not change the characteristics of FLEXI. Funds are moved into an investment product, so investors should assess its structure, return, liquidity and risks before enabling the feature.

Investor Impact

Idle cash: ↓

Eligible repayments can be moved back into an investment product sooner, reducing the time they remain in the Main Wallet.

Liquidity and control: mixed

Automation is convenient, but investors give the system permission to move funds into FLEXI and should check the product’s withdrawal conditions first.

Important: FLEXI is not a bank deposit. Withdrawals depend on available liquidity within the product, and investments remain exposed to credit and market risks.

Source: TWINO

Impact on the P2P Investitor Score

No change in the Score. The automation improves convenience but does not by itself change a measurable criterion in the Score methodology.