The new First Investment Bonus provides €20 to new investors who register between 28 July and 31 December 2026. The main change is that the bonus is credited immediately after the conditions are met rather than after an additional waiting period.

How is the bonus obtained?

  • register between 28 July and 31 December 2026;
  • complete KYC and provide proof of address if requested;
  • deposit at least €500 within seven days of verification;
  • invest the funds in loans with a minimum term of 60 days.

Crediting and withdrawal

The €20 bonus is credited once all conditions are met. It may be invested or left in the account balance, but it can be withdrawn only 60 days after being credited, regardless of when the qualifying investment ends.

The campaign may be combined with the Loanch referral programme, which offers an additional 1% cashback on invested funds during the first 90 days when its separate conditions are met. Each investor may receive the First Investment Bonus only once.

Important: the €20 bonus does not change credit, platform or liquidity risk. The minimum 60-day loan term and the withdrawal restriction on the bonus should be considered before participating.

Source: Loanch – First Investment Bonus