P2P Investitor News

Loanch Surpasses €2 Million in Interest Paid to Investors

P2P investitor — Thu, 15 Oct 2026 12:29:00 +0300

Loanch has announced that cumulative interest paid to investors has surpassed €2 million since the platform's launch in 2023.

Loanch announced that it has paid more than €2 million in interest to investors since its launch in 2023. The platform specifies that this amount includes only interest actually paid, excluding cashback, promotional bonuses and other rewards.

Key Details

More than €2 million in total interest paid;
the platform has been operating since 2023;
the figure includes only interest actually paid;
cashback and promotional bonuses are excluded;
listed lending partners: Tambadana and AhaPay.

€2 Million in Interest Paid Since Launch

Since its launch in 2023, Loanch has provided investors in eligible European markets with access to euro-denominated investment opportunities through its lending partners.

Surpassing €2 million in interest paid marks an important milestone for the platform. The company specifies that the figure reflects interest payments actually made to investors, rather than total investment volume or expected future returns.

Loanch's listed lending partners include Tambadana and AhaPay.

What Does This Mean for Investors?

Cumulative interest payments are an indicator of the platform's activity and the payments made to investors. However, this figure alone is not sufficient to draw conclusions about Loanch's reliability or future returns.

For a more comprehensive assessment, investors should also consider the quality of the loan portfolio, arrears, potential losses from unpaid loans, the financial position of lending partners and the terms of any buyback arrangements, where applicable.

Loanch's Position

Loanch CEO Przemysław Paweł Januszaniec describes the result as an important indicator of the scale the platform has achieved since its launch. According to him, the company will continue to focus on transparency, improving the investment experience and expanding access to alternative investment opportunities.

Investor Impact

Interest Paid: ↑

Surpassing the €2 million mark is a positive sign of realised investment activity and interest payments made to investors.

Credit Risk: →

Historical interest payments do not guarantee future payments. Risk depends on Loanch and on the financial position and portfolio quality of its lending partners.

Important: Interest paid is not equivalent to net returns after potential losses, arrears and taxes. P2P investments are not bank deposits and carry a risk of partial or total loss of invested capital.

Source: Loanch

Impact on the P2P Investitor Score

No change to the Score based on this news alone. Surpassing €2 million in interest paid is a moderately positive indicator of realised activity, but it is not sufficient on its own to assess credit risk or the financial stability of the platform and its lending partners.

Visit Loanch

This material is for informational purposes only and does not constitute investment advice.

P2P Market in September 2026: Growing Activity, but Risks Remain

P2P investitor — Fri, 09 Oct 2026 02:51:00 +0300

In September 2026, the P2P lending investment market continued to show signs of activity. Some platforms reported an increase in loan funding volumes and an expansion of their offerings, while others remained focused on delayed payments and ongoing recovery efforts.

This overview summarizes selected public operational data and announcements. It does not measure the entire European P2P market. The figures cover different reporting periods and are not fully comparable, so they should be read as indicators rather than as a ranking. Swaper’s figures are for August. Easy Debt Service is a bond issuer whose bonds are offered through Mintos.

Key takeaways

Investment activity: ↑

PeerBerry reported €50.52 million in loans funded in September and an outstanding portfolio of €155.35 million. Funding was approximately 29% higher than in August.

Delayed payments: risk remains

As of 11 September, Mintos reported approximately €3.5 million in outstanding principal on matured EDS bonds. As of 9 October, I found no newer public update in the Mintos list I checked.

New markets: potential

TunaiPantas is expected to join PeerBerry’s network after integration. This could broaden the choice of investments, but it does not guarantee lower risk.

Returns: context matters

Swaper reports an average interest rate of 14.05% for the entire period. This is not the same as the net return realized by every investor.

Platform overview

PeerBerry

€50.52 million in loans funded in September;
€155.35 million outstanding portfolio at month-end, compared with €150.23 million at the end of August;
€3.55 billion in total loans funded since the platform launched.

Growth indicates higher activity, but on its own it does not prove that loan quality has improved or credit risk has declined.

On 24 September, PeerBerry announced that Aventus Group had expanded its operations in Malaysia. TunaiPantas is expected to join the platform after the necessary integration. In an update dated 1 October, PeerBerry said it plans to add the lender in October. This is a plan, not confirmation that the loans are already available for investment. The platform also reported that the South African lender Crediflow joined in September.

Main risk: geographic expansion does not eliminate concentration risk among connected companies or the risk of problems at a specific lender.

Mintos / Easy Debt Service

In an update dated 11 September, Mintos reported that EDS had paid approximately €55,000 in coupon payments since 6 August, which were distributed to investors. This amount was part of at least €200,000 that EDS had expected to transfer earlier. Approximately €3.5 million in principal on matured but unpaid bonds remained outstanding, in addition to delayed coupons and late interest.

EDS had expected to settle its overdue obligations by the end of September. The timeline depended on the sale of a property and the buyer’s bank financing. This was an expectation, not confirmation of payment. As of 9 October, the latest update in the official Mintos list I checked was still the one dated 11 September.

Main risk: a delay in an expected repayment source can extend the period during which capital remains unpaid.

Swaper

The platform’s September update reports figures for August:

€7.33 million in loans funded;
more than €1.134 billion in total loan claims sold;
€20.55 million in cumulative interest paid to users;
14.05% average interest rate for the entire period;
5.34% average cash drag for the previous month.

The figures are platform-reported aggregates and do not represent the net return of an individual investor. Cash drag shows the effect of funds that remain uninvested. Swaper also announced an updated privacy policy and said two-factor authentication would soon become mandatory.

Main risk: average figures do not provide a standalone assessment of credit quality, liquidity or an individual investor’s returns.

Overall market assessment

Scale and availability: positive signals

PeerBerry reported more loans funded and a larger portfolio. This indicates activity on the platform, but it is not enough to draw conclusions about the entire market.

Credit risk: no proven overall change

A larger portfolio and interest paid do not prove that loan quality has improved. The EDS case shows that payments can be delayed.

Liquidity: varies by product

Payment timelines and exit options should be assessed individually. Delayed inflows can leave capital unpaid beyond the expected date.

Transparency: a key criterion

Regular data on arrears, recoveries, lenders and concentration are more useful than a single return figure.

What to watch next month

whether Mintos publishes a new update and whether EDS makes actual payments;
whether PeerBerry begins offering loans from TunaiPantas, and on what terms;
whether portfolio growth is accompanied by stable repayments;
trends in arrears, losses and funds actually recovered;
exit terms, fees and the effect of uninvested funds on returns.

Important: The indicators used cover different reporting periods and methodologies. This material is for informational purposes only and does not constitute investment advice. Historical results and interest already paid do not guarantee future returns. P2P investments carry the risk of partial or total loss of capital.

Sources: PeerBerry · Mintos · Swaper

Platforms mentioned in this analysis

Visit PeerBerry Visit Mintos Visit Swaper

Swaper Celebrates 10 Years with Bonuses

P2P investitor — Fri, 02 Oct 2026 12:34:00 +0300

The P2P lending platform Swaper is celebrating its 10th anniversary with a special offer for new users throughout October 2026.

Swaper is celebrating its 10th anniversary with a special promotion for users during October 2026.

Six months of Loyalty Status for new users

New investors who register, complete identity verification, and make their first deposit between October 1 and 31, 2026 may receive Swaper Loyalty Status for six months, subject to the applicable terms.

The status provides an additional 2% annual return on newly purchased eligible claim rights during the bonus period. In celebration of its 10th anniversary, Swaper is making this offer available to both individual investors and business accounts. More information is available in the terms of the Loyalty Bonus program.

Register through our link: Visit Swaper
Promo code: Swaper10

Investor Impact

The anniversary campaign offers a promotional incentive to new users during October. To receive six months of Loyalty Status, new users must complete registration, identity verification, and their first deposit within the campaign period. The actual benefit depends on meeting the applicable terms and purchasing eligible claim rights.

Important: The offer is available for a limited time and is subject to the program terms. Review Swaper’s current terms before participating.

Source: Swaper Loyalty Bonus program

This material is for informational purposes only and does not constitute investment advice.

Coinbase Adds Gold and Silver Futures to Its Platform

P2P investitor — Mon, 28 Sep 2026 23:01:00 +0300

Coinbase is expanding its derivatives offering with gold and silver futures trading. The new instruments give eligible clients access to precious metals markets within the Coinbase ecosystem.

Coinbase is expanding its derivatives offering with GOLD-PERP and SILVER-PERP—perpetual futures contracts that provide exposure to gold and silver prices without ownership of the physical metals.

Leveraged exposure to precious metals

The contracts are settled in USDC and have no fixed expiration date. Maximum leverage is up to 25× for gold and up to 20× for silver. Coinbase says trading is available 24/7, subject to regular maintenance breaks.

Key specifications

Specification	Gold	Silver
Instrument	GOLD-PERP	SILVER-PERP
Type	Perpetual futures	Perpetual futures
Maximum leverage	Up to 25×	Up to 20×
Settlement	USDC	USDC
Expiration	None	None
Trading	24/7*	24/7*

Exposure to gold and silver through perpetual futures

GOLD-PERP and SILVER-PERP are designed to track movements in gold and silver prices. They allow eligible clients to trade exposure to these markets without acquiring physical metals.

Because the contracts have no fixed expiration date, positions do not close automatically on a predetermined date. However, perpetual futures may use mechanisms such as periodic payments between participants, as set out in the product specifications.

Diversification beyond crypto

The addition of gold and silver expands Coinbase’s derivatives offering beyond crypto assets. Investors can follow and trade exposure to traditional precious metals markets within the same trading environment.

It is important to distinguish between the perpetual futures offered on Coinbase’s international platform and the standard futures contracts offered through Coinbase Derivatives in the United States. Availability and terms depend on the product and jurisdiction.

Regulatory status and access

Coinbase Derivatives is a regulated Designated Contract Market (DCM) overseen by the U.S. Commodity Futures Trading Commission (CFTC). This applies to the relevant U.S. market and should not be taken to mean that all Coinbase products have the same regulatory status.

For clients in the European Economic Area, access to derivatives may be limited to eligible clients and may depend on suitability assessments, target-market requirements, and other regulatory conditions.

What does this mean for investors?

The new offering shows Coinbase expanding its platform to include a broader range of derivatives. The main change for investors is the ability to gain exposure to gold and silver through futures contracts without directly buying or storing the metals.

These contracts are not equivalent to owning physical gold or silver. The value of a position can change rapidly, and leverage amplifies the effect of market movements on the capital invested.

Investor Impact

Market choice: ↑

GOLD-PERP and SILVER-PERP add exposure to two widely followed precious metals markets to Coinbase’s derivatives offering.

Leverage risk: ↑

Leverage of up to 25× for gold and 20× for silver allows greater market exposure relative to the initial capital, but can also increase losses and the risk of liquidation.

Risk: Futures are complex financial instruments. Leverage can significantly increase both potential gains and losses. An adverse market move may result in the investor losing a substantial part or all of the capital committed. Positions may also be liquidated, and funding costs and technical maintenance breaks may apply.

Source: Coinbase

* Coinbase says the derivatives exchange has a regular weekly maintenance break, as well as additional technical maintenance periods.

Visit Coinbase

This material is for informational purposes only and does not constitute investment advice.

FF Forest is transitioning to the regulated platform 3Pine Forest.

P2P investitor — Wed, 23 Sep 2026 20:14:00 +0300

FF Forest announced the launch of 3Pine Forest — a platform which, according to the statement, will operate under BaFin supervision starting in October. The transition requires mandatory new onboarding for all clients, lower future returns, and a change of banking details effective from 24 September.

FF Forest has announced the upcoming launch of 3Pine Forest – a new platform that, according to the announcement, will operate under BaFin supervision from October. The transition includes new onboarding for all clients, a change to the banking details on 24 September, and lower expected returns compared with the current FF Forest offering.

Key Changes

3Pine Forest will gradually take over future investment opportunities;
banking details will change on 24 September;
all clients must complete new onboarding, identity verification, and accept the new T&Cs;
expected returns will be lower than those currently available through FF Forest;
FF Forest will continue servicing existing projects and publishing new projects during September;
3Pine Capital S.à r.l. provides a separate structure for professional and qualified investors.

Key Parameters

Parameter	Change at FF Forest / 3Pine Forest
New platform	3Pine Forest – according to the announcement, it will operate under BaFin supervision
Banking details change	24 September 2026 – current banking instructions must be used
Onboarding	New onboarding, identity verification, and acceptance of the new T&Cs for all clients
Returns	Expected returns will be lower than those currently available through FF Forest
FF Forest status	Continues servicing existing projects and publishing new projects during September
Professional investors	3Pine Capital S.à r.l. through Black Manta Capital Partners

Banking Details Change on 24 September

According to the FF Forest / Circlewise announcement, the banking instructions will change on 24 September.

Investors should remove previously saved payment details and, when making a new transfer, use only the banking instructions currently displayed or officially provided by FF Forest / 3Pine Forest.

New Onboarding for All Clients

The transition to 3Pine Forest requires new onboarding for all clients, including existing FF Forest investors.

The process includes new identity verification and acceptance of the new Terms & Conditions. Detailed instructions for the process will be provided before the launch of the new platform.

What Happens to FF Forest?

FF Forest will not close immediately. According to the announcement, the platform will continue servicing existing projects and obligations.

New projects will continue to be published during September under the existing terms and will remain available until fully funded. After that, new investment opportunities will gradually be directed to 3Pine Forest.

For a certain period, both platforms will operate in parallel while the transition takes place.

Lower Expected Returns

Expected returns at 3Pine Forest will be lower compared with the current returns available through FF Forest.

According to the announcement, loyal clients will receive special transition conditions, while the benefits of the existing loyalty programme will be preserved.

The specific terms and parameters of future investment opportunities will become clear with the official launch of 3Pine Forest.

3Pine Capital for Professional Investors

Alongside 3Pine Forest, a separate structure – 3Pine Capital S.à r.l. – is being developed for professional and qualified investors.

According to the announcement, the structure uses a Luxembourg securitisation framework for investments in assets backed by forest assets. Eligible investors can currently access it through Black Manta Capital Partners, while direct onboarding through 3Pine Capital is planned from October.

What Does This Mean for Investors?

The transition requires investors to follow the platform's current instructions and complete the new onboarding if they want to participate in future investments through 3Pine Forest.

Future investments are expected to offer lower returns compared with the current FF Forest offering, while existing FF Forest projects will continue to be serviced during the transition period.

Investor Impact

Regulatory Framework: Change

3Pine Forest is presented as a platform that will operate under BaFin supervision from October. This changes the regulatory framework compared with the current FF Forest structure.

Returns: ↓

According to the announcement, expected returns at 3Pine Forest will be lower than those currently available through FF Forest.

Important: The transition to 3Pine Forest includes new onboarding, changes to banking details, and different future investment terms. Investors should verify the current official instructions before making a bank transfer. Investments in illiquid alternative assets carry a risk of partial or total loss of invested capital.

Source: FF Forest — official announcement regarding the transition to 3Pine Forest

Impact on P2P Investitor Score

No change to the Score at this time. The transition is still pending, and there is not yet sufficient information about the actual operation of 3Pine Forest, future investment opportunities, and final terms. The Score will be reviewed after the launch of the new platform and once sufficient information about its operations becomes available.

Visit FF Forest

This material is for informational purposes only and does not constitute investment advice.

Income Marketplace: Current Auto LV leaves the platform

P2P investitor — Fri, 18 Sep 2026 20:05:00 +0300

Current Auto LV is ceasing its operations in Latvia and exiting Income Marketplace, with all outstanding loans set to be fully bought back.

Current Auto LV, a loan originator on Income Marketplace, is officially exiting the platform. All active loans will be bought back, including the outstanding principal and accrued interest.

Full Buyback

Income reports that the repayment process will be handled automatically and requires no action from investors. Current Auto LV aims to complete the buyback process on 18 September 2026.

Key Terms

All outstanding principal will be bought back.
All accrued interest will also be paid.
Investors do not need to take any action.
Payments will be processed automatically.
Current Auto LV aims to complete the buyback on 18 September 2026.
Current Auto LT remains an active loan originator on Income.

Key Details

Item	Information
Loan Originator	Current Auto LV
Platform	Income Marketplace
Reason for Exit	Focus on business development in Lithuania
Loan Status	Buyback
Repayment	Outstanding principal and accrued interest
Action Required from Investors	None
Target Completion Date	18 September 2026
Current Auto LT	Remains on the platform

What Does This Mean for Investors?

Current Auto LV will buy back all of its outstanding obligations to investors. According to Income, the repayment includes both the remaining principal and accrued interest on the loans.

Investors do not need to sell their positions or take any other action. The funds will be added automatically to the investors' available balance on Income after the repayment process is completed.

The exit is presented as a strategic decision related to a greater focus on the Lithuanian market, rather than as a result of problems with the loan portfolio.

Current Auto LV Results on Income

Current Auto LV has been part of Income Marketplace since January 2024. The company offers investments linked to car rentals, with yields of up to 10% per year.

Since the start of the partnership:

Investors have funded loans worth a total of €3,573,634.
The interest earned from Current Auto LV loans amounts to €190,092.35.
According to Income, the active portfolio remains healthy, with most outstanding obligations either current or already resolved through buyback.

Current Auto LT Remains on Income

Current Auto LT remains an active loan originator on the platform. Income states that the change reflects the group's strategic decision to focus its resources on the market with the strongest growth potential.

Investors will continue to have access to Current Auto's investment opportunities in Lithuania, while Current Auto LV concludes its presence on Income.

Investor Impact

Expected Recovery of Funds: ↑

All active positions in Current Auto LV are in the process of being bought back. The objective is full repayment of the principal and accrued interest.

Liquidity: Temporary Improvement

Once the process is completed, the funds will be available in investors' balances and can be withdrawn or reinvested.

Execution Risk: Remains Until Completion

The buyback status is a positive development, but successful completion depends on Current Auto LV's ability to make the promised payments on time.

Important: P2P investments are not bank deposits and carry a risk of partial or total loss of invested funds. A buyback commitment is not a state guarantee.

Source: Income Marketplace

Impact on P2P Investitor Score

The news itself does not provide grounds for a negative change in the assessment of Income or Current Auto LT. The exit of Current Auto LV is presented as a strategic decision rather than a result of a deteriorating loan portfolio.

The key factor will be the successful completion of the buyback process in full. This would demonstrate an orderly handling of a loan originator's exit from the platform.

Visit Income Marketplace

This material is for informational purposes only and does not constitute investment advice.